FINANCIAL STRESS

FEELING OVERWHELMED BY MONEY?

Get clarity, reduce the noise and focus on what you can do next.

START YOUR RESET

You do not need to solve everything today. Start with one clear next step.

WHAT DOES FINANCIAL STRESS LOOK LIKE?

Money stress can show up in different ways. Recognizing it is a useful first step.

I KEEP WORRYING ABOUT MONEY

You think about money constantly, even when there is nothing you can do at that moment.

I AVOID MY BILLS

Opening letters, emails or bank messages feels overwhelming, so you put them off.

I DO NOT KNOW WHAT I CAN AFFORD

You are unsure what is available after your essential costs are paid.

I FEEL LIKE I AM ALWAYS BEHIND

You keep catching up, but another payment or expense seems to appear.

MONEY IS AFFECTING MY SLEEP

Financial worries are making it harder to switch off and rest.

I DO NOT KNOW WHERE TO START

There are so many things to deal with that doing nothing feels easier.

GET OUT OF YOUR HEAD.

Financial stress becomes harder to manage when everything stays in your head. Put it somewhere you can see it. Then choose one thing you can act on.

THE MONEY RESET

A simple reset to turn financial noise into a clear next step.

This tool runs in your browser. What you enter stays on your device and is not sent to us.

The Money Reset

Enter what you know. Everything is optional. The tool works out what remains and suggests one next step.

What feels most urgent right now?

Select one or more.

Add at least one number to see your result.

A rough estimate is enough to start.

This is a planning tool, not financial advice.

FOCUS ON WHAT YOU CAN CONTROL

  1. 01PAUSEGive yourself a few minutes without making a money decision.
  2. 02WRITE IT DOWNList the money issue that is causing the most pressure right now.
  3. 03PRIORITIZESeparate urgent essentials from problems that can wait.
  4. 04TAKE ONE ACTIONMake one call, open one letter, check one balance or write down one number.

WHEN MONEY AFFECTS YOUR MENTAL SPACE

Financial stress can affect sleep, concentration, relationships and decision making. You do not have to solve your entire financial situation before you can create some breathing room.

TAKE THE NEXT STEP

FOR USERS IN THE NETHERLANDS

YOU DO NOT HAVE TO FIGURE THIS OUT ALONE.

If money worries are becoming difficult to manage, Geldfit can help you understand your situation and identify a next step. Geldfit offers free contact by phone, chat and WhatsApp and can connect people with support in their area.

VISIT GELDFIT

Free phone line0800 8115 Monday to Friday, 09:00 to 21:00

For debt assistance, your municipality can also be an important starting point.

YOU DO NOT NEED TO FIX EVERYTHING TODAY.

One clear step is enough for today.

START YOUR RESET

The Recovery Diary provides practical information and tools. It is not a financial adviser, debt counselling service or mental health service. If your situation is urgent or you need personalized support, contact an appropriate professional or support organization.