THE RECOVERY DIARY

Guides & Checklists

SIMPLE CHECKLISTS FOR REAL SITUATIONS.

Short, practical lists you can work through in a few minutes. Nothing to sign up for.

IF YOU GAMBLED TODAY

  • Stop the session and close the account for now.
  • Move remaining money to an account you cannot access easily.
  • Tell one person what happened today.
  • Write the amount down instead of guessing at it.
  • Plan tomorrow morning before you go to sleep.

IF YOU CANNOT PAY A BILL

  • Cover housing, food, energy and transport first.
  • Contact the creditor before the due date passes.
  • Ask for a payment arrangement in writing.
  • Keep every letter and email in one folder.
  • Never take a new loan to pay an old one.

BEFORE A DIFFICULT PHONE CALL

  • Write your three key facts on paper.
  • Decide what you can realistically pay per month.
  • Ask for the agreement by email afterwards.
  • Note the name, date and what was agreed.
  • Give yourself a small break afterwards.

WEEKLY MONEY CHECK

  • Check your balance and upcoming payments.
  • Compare planned spending with what actually happened.
  • Cancel one thing you no longer use.
  • Move a small amount to savings, even one euro.
  • Choose one action for next week.

Educational content only. Not financial, legal or medical advice.

YOUR NEXT STEP

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