Starting Over
REBUILD FROM WHERE YOU ARE.
Starting over is not one big decision. It is a small set of routines that make the next week easier than the last one.
THE FIRST WEEK
- 01Stabilise the basicsRent, food, transport and energy come first. Protect those before anything else.
- 02Stop new damagePause the accounts, subscriptions or apps that keep costing you money right now.
- 03Write down the factsIncome, fixed costs and what you owe. Facts on paper are easier than facts in your head.
- 04Pick one small winOne call, one cancelled subscription, one payment arranged. Momentum beats perfection.
BUILD A WEEK THAT HOLDS
- A fixed wake up time, even on bad days.
- One money check per week at the same moment.
- One person you keep honest contact with.
- One activity that is not about money or recovery.
- One evening routine that gets you off your phone.
WHEN IT SLIPS
A bad day is data, not a verdict. Note what happened, what came before it and one thing you will change. Then restart the same day instead of waiting for Monday.
YOUR NEXT STEP
Use the Money Reset to see what is really left each month, then choose one action for this week.
OPEN MONEY RESET