SUBSCRIPTIONS & FIXED COSTS
Subscriptions are designed to be forgotten. Spending an hour going through your direct debits is one of the few actions with an immediate effect on your monthly spending.
WHAT TO CHECK
- Every recurring payment over the last three months, including small ones.
- Trials that quietly converted into paid subscriptions.
- Annual charges that are easy to miss in a monthly check.
- Duplicate services, such as multiple streaming or storage plans.
- Notice periods, so you know when you are genuinely free of something.
- Whether monthly billing costs more than annual for services you will definitely keep.
STEPS
- 01Scan three monthsGo through your statements and mark every recurring payment.
- 02Sort into three pilesKeep, unsure and cancel. Cancel that last pile today.
- 03Set a reminderBook a short recheck in your calendar three months from now.
Cancel through the provider's official channel and keep the confirmation. That avoids disputes later.
ARTICLES
In-depth guides and checklists per category will appear here as they are finished.
CATEGORIES
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